Benefits

Employees working at 0.75 FTE or more are eligible for both of our health insurance options. Our health insurance plans are offered through Dean Care. Premiums are dependent on plan type and plan option.

Both plan options allow: Employee only, employee & spouse/dependent, employee & child(ren), or family.

HMO Traditional Copay Plan

• You pay your monthly premium + any copay amounts
• 90% of the monthly premium is covered by MHCS
• Qualifies you for a Health Saving Account (HSA)

HMO High Deductible Payment Plan

• You pay your monthly premium + all provider charges in full, up to the deductible
• 95% of the monthly premium is covered by MHCS
• Qualifies you for a Flexible Spending Account (FSA)

Both health plans offer some fertility treatment coverage, with a lifetime maximum.

Health Saving Account (HSA)

If you are enrolled in the high deductible payment plan, you have the option to take advantage of an HSA. What is an HSA? An HSA is an opportunity to set aside money from each paycheck to be used to pay for qualifying medical expenses. Money put into your HSA is tax-free! This means paying expenses with before-tax dollars will give you a reduction in Federal, State, and Social Security taxes on those dollars, thus increasing your net take-home pay. HSAs are “use it or lose it” by the end of each calendar year.

Flexible Spending Account (FSA)

If you are enrolled in the traditional copay plan, you have the option to take advantage of an FSA. What is an FSA? Similar to an HSA, an FSA is an opportunity to set aside money from each paycheck to be used to pay for qualifying medical expenses. Money put into your FSA is tax-free! This means paying expenses with before-tax dollars will give you a reduction in Federal, State, and Social Security taxes on those dollars, thus increasing your net take-home pay. The difference with an FSA is funds that are not used in a calendar year rollover and are available to you at future times.

Employees working at 0.5 FTE or more are eligible for dental insurance. Part-time employees working below 0.75 FTE pay the full premium each month, and full-time employees working at 0.75 FTE or greater pay a partial premium each month. Our dental insurance plan is offered through Delta Dental. Premiums are dependent on plan option.

Our plan options allow: Employee only, employee & spouse/dependent, employee & child(ren), or family.

Employees at 0.5 FTE or more are eligible for vision insurance. Our two vision insurance plans are offered through Delta Dental. Premiums are dependent on plan type and plan option.

Our plan options allow: Employee only, employee & spouse/dependent, employee & child(ren), or family.  

Full Plan

• Exams
• Lenses
• Frames
• Contacts (in lieu of frames/lenses)

Materials Only

• Frames
• Lenses
• Contacts (in lieu of frames/lenses)

Voluntary life insurance is available to employees working at 0.5 FTE or more. Our life insurance is offered through Unum. Rates are age based.

In addition to the voluntary life insurance option, employees working at 0.75 FTE or more are automatically enrolled in an employer-paid life insurance policy of $20,000 through Unum. This also includes a matching amount of accidental death and dismemberment coverage of $20,000.
 

At KJCS we have options for both short-term and long-term disability insurance. Both options are offered through Unum.

Short Term Disability

Employees working at 0.5 FTE or more are eligible for short-term disability insurance. Short-term disability insurance replaces a portion of your income if you are unable to work due to a covered injury or illness. Rates for short-term disability are age-based.

Long Term Disability

Employees working at 0.75 FTE or more are automatically enrolled in an employer-paid long-term disability policy.

Pet insurance is voluntary and available to all employees. Pet insurance is offered through Nationwide. Premiums are the full responsibility of employees. There are three plan options:

• Wellness Only
• Major Medical
• My Pet Protection

Full-time and part-time, non-faculty employees are eligible to receive paid vacation time. Vacation may be taken after the first six months of employment with KJCS. Eligible employees at less than 1.0 FTE will receive prorated vacation time based on their full-time equivalent (FTE). Vacation time is based on employment category and years of service at KJCS.

Professional Staff     Support Staff

Years of Service         Vacation Time     Years of Service         Vacation Time
Less than 3 years        2 weeks                  Less than 5 years        2 weeks
3-5 years                       3 weeks                  5-15 years                    3 weeks
6-15 years                     4 weeks                 16 or more years         4 weeks 
16 or more years         5 weeks

Faculty are not eligible to receive paid vacation time, as they have the following paid breaks built into their schedule:

• Thanksgiving break (3 days)
• Christmas Break (2 weeks)
• Spring Break (1 week)
• Easter Break (2 days)

Full-time and part-time employees accrue paid sick time every bi-weekly pay period. Sick time rolls over at the end of each year, up to a maximum of 65 days. A 1.0 FTE employee receives four (4) hours of sick time per pay period. Eligible employees at less than 1.0 FTE will receive prorated sick time based on their full-time equivalent (FTE).

Full-time and part-time employees are eligible for two days of paid personal time. A 1.0 FTE employee receives two days (16 hours) of personal time. Eligible employees at less than 1.0 FTE will receive prorated personal time based on their full-time equivalent (FTE).

At KJCS professional development opportunities are a reality, as our staff work in education. Educators shouldn't take the hit for developing their teaching skills and therefore, professional time is available for all faculty and professional staff to use throughout the school year for these professional development opportunities. Professional Time is always approved prior by the school Principal.
 

Employees can take up to three (3) days leave of absence for the death of a family member. Part-time and full-time employees can use sick time to offset any lost wages during bereavement.

All employees working at KJCS are eligible for a tuition discount for dependent children attending KJCS. This discount applies to dependent children in grades 3K-4K.

A 1.0 FTE employee will receive a 50% tuition discount. Employees at less than 1.0 FTE will receive a prorated tuition discount based on their FTE.

We have budgeted amounts for each individual class for teaching supplies and classroom activities. Teachers and staff can be reimbursed in the approved categories!

Accident and critical illness coverage is available to part-time and full-time employees. Both options are offered through Unum. This is not to be used in lieu of health insurance, but provides an additional option to help cover healthcare costs. Premiums are paid for by the employee.

Accident

• Lump sum benefit based on injury type.
• Covered injuries include, but are not limited to: Broken bones, burns, torn ligaments, concussions, etc.
• Covered expenses include, but are not limited to: Emergency room treatment, hospitalization, outpatient surgery facility, occupational therapy, etc.

Critical Illness

• Lump sum benefit at the diagnosis of a critical illness.
• Covered conditions include, but are not limited to: Heart attack, blindness, etc.

Our employee assistance program (EAP) provided through Unum can help you find solutions to the everyday challenges of work and home, as well as more serious issues involving emotional and physical wellbeing. The EAP we provide can help with:

• Childcare and/or eldercare referrals
• Personal relationship information
• Health information and online tools
• Legal consultations with licensed attorneys
• Financial planning assistance
• Stress management
• Career development

Employees can easily access the EAP by phone consultations, face-to-face meetings, or through educational materials.

LegalShield and ID shield memberships are available to all employees or at a monthly cost paid for by the employee. LegalShield provides you with legal advice and guidance regarding covered situations. ID shield is a protective measure for monitoring fraud and your ID being stolen.